Three Top Tips to Get the Best Car Insurance
When it comes to buying a new car, the most tedious aspect of the process is obtaining car insurance. Perth drivers often rush into buying the cheapest policy, but this is not always the best option. In the event of an accident or claim, it could be a costly mistake. Fortunately, there are five top tips for car insurance Mandurah drivers can follow to get the best protection.
Get the Right Coverage:
Although third party insurance is compulsory, this may not actually be sufficient for your needs. Third party only covers personal injuries to others if you have an accident where you are at fault. This option does not cover damage or replacement in the event of the theft of your vehicle, it also does not cover property damage. This can leave you very vulnerable in the event of an accident, especially if you have a vehicle with a considerable worth, as you will not be covered for any damage to your vehicle. Even if you consider yourself to be a safe driver, accidents happen and only full cover or comprehensive insurance can provide financial protection. Although this will cost a little more, it is worth considering.
Opt for a Lower Excess:
When buying car insurance; Perth drivers often look to lower the cost by committing to a higher policy excess. However, in the event of a claim, this can be problematic. The excess will be deducted from any funds paid out and could mean the difference between you having the money to buy a new vehicle or struggling to get the right vehicle. This can be especially important if you have finance outstanding on your vehicle, as you will need to settle the balance before you can buy your new vehicle. Although it will cost a little more initially, it is worth considering opting for a lower policy excess.
Consider Manufacturer Insurance:
Although there are lots of providers of car insurance, Western Australia residents could choose, many overlook manufacturer insurance. However, most car brands can offer very competitive options on insurance for their models. Manufacturers have the greatest knowledge of their vehicle range, so you can be sure that the cover will be optimised for the specific features of your vehicle. Don’t make the mistake of assuming that manufacturer insurance will be more costly than others on the market. Some dealerships may provide insurance with the vehicle purchase or allow the premium to be added to the purchase costs. This can improve your cashflow as you adjust to your new vehicle repayments. This can also reduce the paperwork of your new vehicle purchase and provide you with the confidence that your new vehicle is fully covered the moment you drive away from the dealership showroom.
If you are looking for competitive car insurance Perth drivers should speak to us. We have a wide range of new and used vehicles. We can also provide finance and car insurance, Western Australia residents can have confidence in. Our team would be delighted to assist you in obtaining the best insurance for your vehicle.
We hope that this article has been an informative one, and invite you to post your comments or questions in the comments section below. We’re on social media and would hear from you, too. Look us up on Facebook and Google Plus .